At Fort Billings FCU, our auto loan rates truly outshine the competition, ensuring you enjoy lower monthly payments. Here’s how we make it happen:

Benefits of Preapproval:

  • Better Negotiation Power: Walk into the dealership with the confidence to negotiate better prices.
  • Budget Control: Know exactly how much you can spend without dealer pressure.

Refinance and Save:

  • Lower Your Rates: Switch your high-interest vehicle loan from another lender to us and enjoy significant savings on your monthly payments.

Rates as of January 2026 ET.

 Disclosures and Definitions: 
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.