Lending Rates
Mortgages
| Type | APR* |
|---|
| First Mortgages and Refinancing Options | Click for current rates |
Rates as of January 2026 ET.
Disclosures and Definitions:
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.
Home Equity Line of Credit
| Type | APR* |
|---|
| 10 Year (up to 80% LTV up to $100K) Home Equity Line of Credit | as low as 5.99%** |
| 10 Year (81% to 90% LTV up to $100K) Home Equity Line of Credit | as low as 6.49%** |
| 15 Year (up to 80% LTV up to $100K) Home Equity Line of Credit | as low as 6.24%** |
| 15 Year (81% to 90% LTV up to $100K) Home Equity Line of Credit | as low as 6.99%** |
Rates as of January 2026 ET.
Disclosures and Definitions:
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.
Auto and Motorcycle
| Type | APR* |
|---|
| Auto Rates starting | as low as 4.99%** |
| Motorcycles | Call for Current Rate. |
Rates as of January 2026 ET.
Disclosures and Definitions:
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.
VISA Credit Cards
| Type | APR* |
|---|
| Visa Platinum | as low as 9.99%** |
| Visa Gold | as low as 11.99%** |
| Visa Classic | as low as 13.90%** |
Rates as of January 2026 ET.
Disclosures and Definitions:
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.
Personal Loans
| Type | APR* |
|---|
| Personal Unsecured | as low as 11.90%** |
| Savings Secured | as low as 3.95% above APY** |
| Certificate Secured | as low as 3.90% above APY** |
| Credit Builder | as low as 18.00%** |
Rates as of January 2026 ET.
Disclosures and Definitions:
*Advertised “as low as” annual percentage rates (APR) is determined by risk-based lending and credit scoring. We cannot quote an exact or formal rate without a submitted application and credit check. Your actual APR may differ and will be determined at the time of application after a credit review. Rates and fees are subject to change at any time.