Mortgages
Secure the Perfect Home Loan for Life’s Milestones
Whether you’re moving into your first home, stepping up to something bigger, or revitalizing the home you love, Fort Billings Federal Credit Union, in partnership with State Financial Network, is here to guide you with the perfect mortgage plan.
First Time Home Buyer
- Flexible Credit Standards: Even if you have limited credit history or a less-than-perfect credit score, we will work together to help you decide the best loan program for you.
- Low Down Payment Option: A range of low-down-payment mortgages and down payment assistance programs are available. Put down as little as 3%.
- Eligibility Considerations:
- At least one applicant must be a first-time home buyer.
- At least one applicant must receive home-ownership education prior to settlement.
Home Purchase Options
- Competitive Rates: Get our best rates to make your purchase affordable.
- Flexible Terms: Tailor your mortgage to fit your financial situation.
- Low Down Payment: Options available to make buying your home easier.
Refinancing Solutions
- Lower Your Rate: Save money over the life of your loan with competitive rates.
- Shorten Your Term: Pay off your home sooner and reduce interest costs.
- Cash-Out Options: Access the equity in your home for other vital needs.
Our partnership with State Financial Network ensures your mortgage is expertly underwritten and serviced. Fort Billings Federal Credit Union provides the funding, keeping your loan local and your community strong.
NMLS# 1020012
Join Us Online in Minutes!
Opening an account online is quick and easy. You’ll need to start with a primary savings account, which requires a minimum deposit of just $5.00. This initial deposit represents your “share” in the ownership of the credit union, which is why your savings are referred to as “shares.”