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Home Equity Line of Credit

Unlock Your Home’s Equity to Fuel Your Dreams

Your home’s equity can be a powerful tool to shape a prosperous future.

Whether upgrading your home, consolidating debt, or purchasing a new vehicle, our Home Equity Loans offer the flexibility and support you need to achieve your goals.

Key Features

  • Competitive Fixed Rates: Enjoy low rates that make financing affordable.
  • Flexible Repayment Terms: Choose from a 10-year repayment plan with a 2-year draw period or a 15-year plan with a 4-year draw period.
  • Generous Borrowing Potential: Borrow up to 90% of your home’s value.
  • Insurance Options: Opt for Credit Life and Credit Disability Insurance for added security.
  • Low Costs: Pay only a  Processing Fee of $499 with not additional closing costs!

Flexible Uses for Your Loan:

  • Home Renovations: Transform your living space to meet your needs.
  • Debt Consolidation: Simplify your finances and reduce stress.
  • Leisure and Major Purchases: Finance vacations, boats, RVs, or new cars.
  • Personal Milestones: Fund education, weddings, and other significant life events.

Let us provide a personalized solution tailored just for you, helping you efficiently leverage your home’s equity to fulfill your aspirations.

Join Us Online in Minutes!

Opening an account online is quick and easy. You’ll need to start with a primary savings account, which requires a minimum deposit of just $5.00. This initial deposit represents your “share” in the ownership of the credit union, which is why your savings are referred to as “shares.”

Your purchase of credit life and credit disability insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Policy Agreement for a full explanation of the terms. CDCL-04110-41B3