If you need a convenient way to pay for purchases, look no further than Fort Billings Federal Credit Union! We have four VISA credit card options for your money management convenience: Student, Classic, Gold or Platinum VISA®. One is just right for you!
When deciding on the card that best suits your needs, consider how you plan to use your card and your overall money habits. Do you pay off your balance monthly or tend to carry a balance? How large of a credit line do you require? Will you use the card for everyday transactions or only for emergencies? All of these factors impact the card you choose.
You’ll find our cards are an exceptional value. All feature no annual fee and no balance transfer fee – for added savings. You can also shop anywhere VISA is accepted, whether it’s in town, online or around the world. The choice is yours!
Also rest easy knowing that security is a top priority at FBFCU. For safe and secure transactions, all cards carry advanced EMV Chip technology. This technology protects your account information and helps to prevent fraudulent transactions from occurring. If at any time you believe your card has been compromised, all credit card transactions are covered by VISA’s zero liability protection.
Ready To Apply?
Call us, stop in, or log into your Home Banking account and click on the Apply For A Loan link button on the main page. Or click here and we can help you find your perfect card.
|Annual Percentage Rate For Purchases||7.90% for the first 6 months, after that, 9.99%||7.90% for the first 6 months, after that, 11.99%||13.90%|
|Balance Transfer APR||7.90% Fixed Rate Life of Balance Transfer||7.90% Fixed Rate Life of Balance Transfer||13.90% Fixed Rate|
|Cash Advance APR||13.90%||13.90%||13.90%|
|Grace Period||Purchases - 25 days, Cash Advances accrue interest from the date the advance is made.||Purchases - 25 days, Cash Advances accrue interest from the date the advance is made.||Purchases - 25 days, Cash Advances accrue interest from the date the advance is made.|
|Method of Computing the Balance||Average Daily Balance Method (including current transactions).||Average Daily Balance Method (including current transactions).||Average Daily Balance Method (including current transactions).|
|Minimum Finance Charge||None||None||None|
|Transaction Fee For Purchases||None||None||None|
|Balance Transfer Fee||None||None||None|
|Late Payment Fee||$25.00||$25.00||$25.00|
|Returned Check Fee||$25.00||$25.00||$25.00|